Terms of Use

These Terms of Use ("Terms") govern your access to and use of the website operated by Fairfax And Favor Ltd ("we," "us," or "our") and your participation in the educational webinar series titled "Stress, Anxiety, and Financial Decisions: How Digital Tools Help Restore a Sense of Control."

By accessing this website or registering for the webinar series, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please do not use this website or register for the event.

The webinar series is a research-based discussion exploring the psychological mechanisms behind how stress and anxiety influence financial decision-making, and the role of digital tools in restoring a sense of control.

This project does not promote any budgeting apps, expense trackers, financial tools, wellness platforms, or commercial applications. No products, services, brands, or paid offers are endorsed or recommended.

• Professional psychological consultation or therapy
• Financial advice, investment recommendations, or financial planning guidance
• Medical or mental health treatment
• Legal or regulatory advice
• Endorsement of any specific digital tool, application, or service

If you are experiencing significant psychological distress, anxiety, or financial difficulties, we encourage you to seek help from qualified professionals in the relevant fields.

No guarantees are provided regarding emotional outcomes or financial decision improvements as a result of participating in the webinar series. Individual results may vary based on personal circumstances, existing conditions, and how the information is applied.

We strive to provide accurate and up-to-date information based on current research, but we make no warranties regarding the completeness, reliability, or applicability of the materials to any individual situation.

Participants are solely responsible for their own interpretations and decisions based on the information provided during the webinar series. By participating, you acknowledge that:

• You are voluntarily participating in an educational event
• Any actions taken based on the webinar content are at your own discretion and risk
• The organizers and the invited expert are not liable for any outcomes resulting from your application of the discussed concepts
• You will not rely solely on the webinar content for important financial, medical, or psychological decisions

All content on this website and materials presented during the webinar series, including but not limited to text, graphics, presentations, exercises, and recordings, are the intellectual property of Fairfax And Favor Ltd or used with permission.

Participants may use the webinar recordings for personal educational purposes only. Redistribution, commercial use, or public sharing of webinar materials without prior written consent is prohibited.

By registering for the webinar series, you agree to receive emails related exclusively to the webinar event, including registration confirmation, session reminders, stream links, and recording links.

We will not send marketing emails, promotional offers, or newsletters. Every email includes an unsubscribe option. Your registration data (name and email) is handled in accordance with our Privacy Policy.

When using this website and participating in the webinar series, you agree to:

• Use the website and webinar materials for lawful, personal, educational purposes only
• Not engage in disruptive behavior during live sessions
• Not attempt to interfere with or compromise the website's security or functionality
• Respect other participants and the invited expert during interactive segments

To the fullest extent permitted by applicable law, Fairfax And Favor Ltd, its directors, employees, and the invited expert shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from:

• Your use of or inability to use the website or webinar services
• Any decisions made based on the webinar content
• Technical issues affecting the delivery of the webinar sessions

These Terms shall be governed by and construed in accordance with the laws of England and Wales. Any disputes arising from these Terms or the use of our website and services shall be subject to the exclusive jurisdiction of the courts of England and Wales.

We reserve the right to modify these Terms at any time. Any changes will be posted on this page with an updated effective date. Your continued use of the website after changes are posted constitutes acceptance of the revised Terms.

Last updated: January 2026

If you have questions about these Terms of Use, please contact us: